For me it’s the paranoia surrounding webcams. People outright refuse to own one and I understand, until they go on and on about how they’re being spied. Here’s the secret - unplug the damn thing when you think you won’t use it or haven’t used it in a while.
They, whoever it is, can’t really spy on you on something that’s already off and unplugged!
Unplug your inbuilt webcam?
Some laptops now have physical privacy shutters for that - and for those that don’t, you can get one that you can stick on top.
That still leaves the microphone.
The actual simple and sane solution would just be to require indicator leds hardwired to the literal power supply lines of the camera chip/microphone, so they’re physically impossible top turn off while recording.
But that would require US or EU legislation.