It’s better to buy them food or give them homeless care packs. There are good lists online of things you can give to homeless folks that will help them a lot, socks are a main staple.

I give all three depending on the scenario. I almost never have cash on me, so I don’t hand out money very often just because of that.

It’s important to show them compassion and care. Homeless people are often treated like trash by most people. Saying a kind word to them and giving them a small gift might be the only instance of kindness they experience for days, possibly weeks.