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Joined 2 years ago
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Cake day: June 12th, 2023

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  • If it operates like an agency, it’s already at a disadvantage because the real profit is being made by someone else anyway. Otherwise it’s a neat idea.

    You don’t hire an agency to break even, you hire an agency to work on projects you assume will bring you profit. In my industry in particular, you might hire some agency employees, spend a few hundred thousand a year, to help finish a product that will rake in tens of millions a year, or to create some internal tooling that saves you millions in employee productivity.




  • I’ve unfortunately become disillusioned with ableism. There are things I’ll never learn that some other people find easy and there are things I find easy that some others will never learn.

    I deleted a 500 if not 1000 word stream of consciousness here, but the gist of what I was trying to get across is that unless you’re interested or naturally talented in something, you’ll never be good at it. Time and time again you’ll see someone with a lot of experience in their field who has no idea what they’re doing. It just doesn’t come naturally and no amount of perseverance will change that. You can certainly become mediocre, just not great.

    I spent an hour or two per week for 9 years on drawing, same for singing. I’m no good at either, despite the fact that I was consistently getting practice. Diagnose and repair a car, even a modern one that a lot of old school mechanics would be afraid of? No problem and it’s not even what I do for a living.





  • Otherwise we might as well hand him all of Europe on a silver platter.

    And sadly I believe that a lot of Americans would prefer isolationism and are fine with this, as they’d get to cut military spending.

    Of course, Europeans buy American goods and vice versa. If Russia ruled over all of Europe, Putin could just stop all trade with the US as a giant middle finger.






  • Oh yeah, definitely.

    German cars of the past are the epitome of “durability, not reliability”. Now they no longer have that durability, but have increased reliability in the first part of ownership I think.

    My old E-class must’ve had like 700k km or more in reality (it’d been nicely adjusted to <400k km, but some modules showed higher mileage… hmmmmmm) and the engine still ran just fine, transmission shifted just fine… But the power steering failed, sunroof leaked and ruined the sunroof control module, and the parking sensors didn’t really work either… Oh and I had the dreaded injector seal issue multiple times.


  • Keeping up with maintenance goes a long way towards keeping most cars on the road (unless they’re BMWs, but that’s a whole other story).

    Ironically, well maintained BMWs have significantly better durability than Hyundais of that era, just not reliability.

    I see M57 engined BMWs doing 500k+ km all the time. ZF 6HP transmissions are pretty good too. Yet the BMW E60/E61 and similar era 3 and 7 series that had these engines and transmissions are considered very unreliable, because everything else around that super solid core breaks down every now and then. They last forever, they’ll just leave you stranded crying when some plastic pipe in the god damn cooling system breaks again.



  • Snow ball method’s great when you’re really up shit’s creek and aren’t going to be done paying everything off anytime soon anyway.

    By paying off the smaller loans first, your total minimum monthly payment is reduced quicker, leaving you better off psychologically because you finally have money to spend on food, but also you can then use the extra money every month to pay off the debts with worse interest rates.

    Personally I wouldn’t fully adhere his snowball method OR the optimal “high interest first” strategy. I’d first identify the low hanging fruit and then look at the rest as a tradeoff between “how quickly could I pay this off” vs “how much would not having this payment anymore improve my life” vs “how much is this going to fuck me in the ass with interest if I don’t pay it off ahead of schedule”.