• 0 Posts
  • 73 Comments
Joined 1 year ago
cake
Cake day: July 24th, 2023

help-circle



  • Your questions are stating false comparisons. The only alternative to buying a house you listed is renting an equivalent house. But there are several other alternatives. To buy a house you must qualify on you and your spouse’s/ Co buyers proven income. So even if you intend to have a roommate, you cannot included the rent they’ll pay in your income. But it’s almost trivial for two couples (4 incomes) to rent a house together. There are also apartments, or trailer parks, or living with parents.

    But let’s get back to equivalent homes.

    A young couple makes 80k/yr and wants to buy a 250k house. They can’t afford much of a down payment and finance 225k. They’re paying roughly 2500/mo in a mortgage tax and insurance. That’s roughly half their take home income.

    Older couple makes 160k/yr and just sold their previous home walking away with about 100k in equity. They also add 25k more for the down payment and finance 125k. Now their mortgage is 1200/ mo and they make more money so that represents a far lower percentage of their take home income as well. Even if they still only made 80k the fact they were already in a home with equity still leaves them with far more spending money each month.

    The young couple is going to be in an apartment, or a trailer, they’re never getting into that home, even as a rental, unless the owners bought it during a low market and have a low mortgage and are not trying to get “today’s market rates” for it.


  • Cox just shut down their email services. They did so by transitioning everyone to yahoo and gave yahoo the cox.net email domain. As long as the provider plans accordingly, they can shut down and not screw over their customers. It was hell getting grandparents to understand their email changed but not really, and just to reconfigure outlook for them so they can keep getting those prayer requests. “No grandma, that’s your windows password, what’s your email password? because that doesn’t work. You know what, I’ll just look it up in the registry.” It was a pretty seamless transition all things considered.









  • It redirects, it doesn’t proxy. The workflow is: user navigates to URL->DNS sends it to cloudflare->cloudflare ensures request is allowed based on selected rules (human check, geo check, DDOS check, etc) and remembers->request is redirected to non-cloudflare address->server response goes direct from server to user browser->subsequent requests are redirected without the test as long as the cookie remembers. I don’t like cloudflare, every time I have an issue pop up out of nowhere, it’s usually cloudflare and some over eager netsec engineer that broke CORS, or decided css wasn’t important, or that machine to machine traffic was a DOS attack. But it’s not reading your statements or anything else the server sends back. It could conceivably read your username and password and any other data you send in your request, but it doesn’t have the TLS certificate. So even though it doesn’t even try, if CF decided to be nefarious, as long as your banks engineers are at least somewhat competent CF is only getting encrypted data that it can’t do anything with. Hate on CF all you want, but hate it for the right reasons.



  • Addressing consent first, it was given by the elected officials of the given cities, which is why they only operate in certain cities and only in certain areas of those cities. Anyone that objects to that act should petition for change, or vote for officials that will change it.

    Airplanes are a pretty poor comparison. They’re not fully autonomous, nor are they trying to be. But even if they were trying, autonomous airplanes would be operating in so many jurisdiction’s airspace that even getting a short route, say LA to SF, would be almost impossible. Every city and country they fly over would have to approve. Also, every new version of auto pilot in planes is at some point going to release and no one is going to roll their updates out to the entire fleet at once. They’re going to install it in a few, and try it out for a while, then a few more, almost exactly like a beta test, it’s just not called that.

    The thing with Waymo is that no matter how much they test, no matter if they prove to be safer than humans by orders of magnitude, it will never be enough for some people. So do we wait for 100% of drivers to consent to them? 90%? Where do we draw the line? If we put it to a vote, it’s 50%+1 of voters, not even drivers. At least with city councils and mayors involved, it can be a much greater majority.

    I get that people don’t like them, but I see them as the beginning of a carless future. Autonomous cars will cover situations where mass transit doesn’t work for whatever reason.