Does your plus-one imaginary friend give you a hand with your wood?

Makes sense for filling with people imho

Do you really think it would be better in the bed? I probably would have done the same

What you’re describing is not a cooperative.

The definition of a cooperative is where they’re Democratic and decisions are made collectively by all members.

It sounds to me like what you’re describing is a for profit company

If EU “credit unions”:

1. Are not nonprofits,
2. Everyone with a bank account isn’t an equal member and voter in meetings,
3. All members aren’t given the opportunity to present proposals and decide how to spend excess revenue

…then it seems like that’s the problem

Do they have monthly fees? If not, I wouldn’t say they exist

Yeah, I’ve lived in Germany and those are terrible. Most charge monthly fees.

Some waive the fees if you have direct deposit or a minimum balance, but if you loose your job or leave the country for a decade, they’ll fuck their members pretty hard

Credit unions in the US are nonprofit banks that are coops. Everyone who is a member votes on what to do with the excess revenue, which usually gets paid as dividends back to the members (everyone with a bank account) or gets reinvested to cover cool services like ATM refunds (as in, they give you money for fees charged by other banks), free travel/phone insurance, etc.

Its curious that the idea of a credit union was born in Germany but modern German credit unions suck

Please do this with a YouTube alternative that doesn’t do evil ad tracking

They’re extremely popular in the US, especially in banking (credit unions). I have yet to find any country in Europe or South America with US-style credit unions and it drives me crazy

How does one ride a bicycle on a bus? That doesn’t sound safe for everyone else

Probably doesn’t have enough money

We have several.

Lol wut? US dems have been right of center for a long time

You say 2 partes. I only see one.

You mean like the German die partei party?

How else will cyclists ride in cities?

The reaosn people.ignore.bikes is because they’re off in the shoulder. Ive had much more space given to me by cars when I take the lane (riding where the car’s left tire runs in the road).

Bicyclests would be safer if they took motorcycle courses and learned how to ride to be seen.

Cyclists that ride on pedestrian ways are the wost. Vehicles belong in roads.

No. The only thing effective is you. We are many. They are few.

If you see something, no you didn’t. Just walk away.