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Joined 2 years ago
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Cake day: June 12th, 2023

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    1. Started a small mutual fund and retirement fund when I was just starting out and still in undergrad. I did not have much and was fully self sufficient. But someone came to my job and showed us how retirement plans worked and convinced me to start one. Same with a mutual fund. I never put more than $20-$40 in each because I didn’t have much but boy did that pay off.

    2. I purchased a small condo in the city with some of the money I put away in #1. Just sold it recently (20 years after purchasing it; lived in it for 5 years, rented it out for a profit for 15 years). I made a lot of money off that sale. More money than I’ve ever seen at once.

    3. My spouse and I have always lived below our means. Now we’re not frugal - we go out for nice dinners, travel, have kids. We also have good jobs. But, when we purchased a house we could have afforded to get one that was $600k and instead opted for a smaller townhome in a nice neighborhood for almost half the price. Living this way has paid off more than I could have ever imagined. Both of us don’t have to work. We travel whenever we want. We could technically both stop working in our 40s/50s and probably be fine. It’s a feeling of freedom. We’ve never over-extended ourselves. When our colleagues and friends were buying expensive homes and expensive cars and extending themselves, we just didn’t do that.


  • Yes, I have observed this and it is very frustrating. In many cases, these “articles” are opinion pieces being circulated by those with a financial interest in commercial real estate (or someone carrying the water of someone who has such an interest). Those who have any sort of financial interest in commercial real estate are going to be against remote work for obvious reasons.

    Cities and real estate moguls arguing that people have to engage in an absolutely fruitless, draining, exhausting, expensive commute to keep a handful of people rich. They want to punish you to keep some elite people rich.

    What needs to happen is workers need to fight back as much as possible. If your job can be done remotely, make it a priority to work for a company that allows you to do your job remotely. There’s NOTHING about my job that requires me to go into an office. I have worked successfully at home for many years and if my organization required me to come in, I would do everything I could to leave and find something else that allowed me to telework. If you’re looking for a job and have the luxury of being a little bit choosy, let recruiters know you will ONLY consider remote options.

    Anecdotally, I think these opinion pieces are way overblown. My spouse was recently contacted by a recruiter about a job. The job was not remote and my spouse told the recruiter they would only consider remote-only options. The recruiter sighed and said, “That is what I keep getting told.”