That’d still be a bargain. Many unions in Iceland pay 75% of psychological help, glasses and exercise subscriptions by doing some collective bargaining magic. They also provide “time shares” type of vacation bungalows and more.
All on top of higher salaries, better working hours and working conditions and will provide legal assistance in case of wage theft which my sister had to use one time.
Basically a quality of life upgrade that pays you money even though it may not say so on the pay slip.
Why do you need a car to use the drive through?